TellerScore

Side-by-side · Q2 2026 data

Cedar Hill National Bank vs Nova Credit Union

Bank

Cedar Hill National Bank

Charlotte, North Carolina · Under $100 million in assets

93of 100
Very strong

Credit union

Nova Credit Union

Charlotte, North Carolina · $100 million – $1 billion

79of 100
Strong

Metric by metric

MeasureCedar Hill National BankNova Credit Union
TellerScore93 (stronger)79
Capital cushion100100
Loan quality100 (stronger)81
Earnings100 (stronger)34
Funding & liquidity5084 (stronger)
Problem-loan coverage100 (stronger)96
Peer percentile94th76th
Total assets$16.0M$120.7M
Deposits / shares$2.0M$99.5M
Capital ratio67.56% (stronger)17.65%
Problem loans0.00% (stronger)0.56%
Net charge-offs0.00% (stronger)0.35%
Return on assets4.79% (stronger)0.36%
Loans ÷ deposits0.0% (stronger)76.7%
Uninsured deposits87.5%3.0% (stronger)
Offices16
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Cedar Hill National Bank has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Cedar Hill National Bank leads on 6 and Nova Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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