Side-by-side · Q2 2026 data
Celtic Bank vs Nelnet Bank
Metric by metric
| Measure | Celtic Bank | Nelnet Bank |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 28 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 50 | 96 (stronger) |
| Problem-loan coverage | 67 | 85 (stronger) |
| Peer percentile | 33rd | 74th |
| Total assets | $5.3B | $3.0B |
| Deposits / shares | $3.9B | $2.5B |
| Capital ratio | 18.04% (stronger) | 15.94% |
| Problem loans | 3.63% | 2.17% (stronger) |
| Net charge-offs | 0.49% (stronger) | 0.75% |
| Return on assets | 3.41% (stronger) | 1.23% |
| Loans ÷ deposits | 115.4% | 64.5% (stronger) |
| Uninsured deposits | 9.1% | 1.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nelnet Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Celtic Bank leads on 3 and Nelnet Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.