Side-by-side · Q2 2026 data
Cenlar FSB vs New Millennium Bank
Metric by metric
| Measure | Cenlar FSB | New Millennium Bank |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 93 (stronger) | 81 |
| Earnings | 0 | 72 (stronger) |
| Funding & liquidity | 50 (stronger) | 43 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 47th | 75th |
| Total assets | $782.0M | $899.1M |
| Deposits / shares | $442.8M | $761.7M |
| Capital ratio | 16.56% (stronger) | 14.57% |
| Problem loans | 0.21% (stronger) | 0.58% |
| Net charge-offs | 0.00% | -0.06% (stronger) |
| Return on assets | -1.23% | 1.31% (stronger) |
| Loans ÷ deposits | 45.7% (stronger) | 101.4% |
| Uninsured deposits | 90.6% | 29.3% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Millennium Bank has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Cenlar FSB leads on 3 and New Millennium Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.