Side-by-side · Q2 2026 data
Centennial Bank vs Financial Federal Bank
Metric by metric
| Measure | Centennial Bank | Financial Federal Bank |
|---|---|---|
| TellerScore | 59 | 67 (stronger) |
| Capital cushion | 48 | 49 (stronger) |
| Loan quality | 58 | 98 (stronger) |
| Earnings | 59 | 60 (stronger) |
| Funding & liquidity | 69 (stronger) | 42 |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 19th | 44th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $940.1M | $879.7M |
| Capital ratio | 9.82% | 9.92% (stronger) |
| Problem loans | 1.26% | 0.05% (stronger) |
| Net charge-offs | 0.19% | 0.02% (stronger) |
| Return on assets | 0.98% | 1.01% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 122.0% |
| Uninsured deposits | 26.2% | 22.5% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 1.0% |
Financial Federal Bank has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Centennial Bank leads on 1 and Financial Federal Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.