Side-by-side · Q2 2026 data
Central Bank and Trust vs Wells Fargo Bank, National Association
Metric by metric
| Measure | Central Bank and Trust | Wells Fargo Bank, National Association |
|---|---|---|
| TellerScore | 78 (stronger) | 58 |
| Capital cushion | 36 (stronger) | 30 |
| Loan quality | 100 (stronger) | 65 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 80 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 72nd | 21st |
| Total assets | $202.5M | $1.9T |
| Deposits / shares | $182.3M | $1.6T |
| Capital ratio | 8.56% (stronger) | 8.02% |
| Problem loans | 0.00% (stronger) | 1.04% |
| Net charge-offs | 0.02% (stronger) | 0.40% |
| Return on assets | 2.19% (stronger) | 1.38% |
| Loans ÷ deposits | 60.9% (stronger) | 62.9% |
| Uninsured deposits | 32.4% (stronger) | 50.3% |
| Offices | 5 | 4,086 |
| CFPB complaints (3 yrs) | — | 55,423 |
| Complaints per $1B deposits | — | 35.4 |
| Mortgage denial rate (HMDA) | 3.2% | 22.2% |
Central Bank and Trust has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Central Bank and Trust leads on 7 and Wells Fargo Bank, National Association on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cheyenne, WY
- Riverton, WY