Side-by-side · Q2 2026 data
Central Bank & Trust Co. vs Planters Bank, Inc.
Metric by metric
| Measure | Central Bank & Trust Co. | Planters Bank, Inc. |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 74 | 74 |
| Loan quality | 93 | 96 (stronger) |
| Earnings | 71 | 71 |
| Funding & liquidity | 42 | 49 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 80th | 83rd |
| Total assets | $4.0B | $2.0B |
| Deposits / shares | $3.1B | $1.7B |
| Capital ratio | 12.42% | 12.45% (stronger) |
| Problem loans | 0.21% | 0.11% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 1.27% | 1.28% (stronger) |
| Loans ÷ deposits | 95.7% | 84.7% (stronger) |
| Uninsured deposits | 35.1% (stronger) | 38.7% |
| Offices | 29 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 0.9% |
Planters Bank, Inc. has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Central Bank & Trust Co. leads on 2 and Planters Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.