Side-by-side · Q2 2026 data
Central Bank vs Quad City Bank and Trust Company
Metric by metric
| Measure | Central Bank | Quad City Bank and Trust Company |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 51 | 60 (stronger) |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 58 | 80 (stronger) |
| Funding & liquidity | 43 (stronger) | 42 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 36th | 58th |
| Total assets | $2.3B | $2.8B |
| Deposits / shares | $1.9B | $2.4B |
| Capital ratio | 10.09% | 11.01% (stronger) |
| Problem loans | 0.32% (stronger) | 0.51% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 0.96% | 1.50% (stronger) |
| Loans ÷ deposits | 105.6% | 78.3% (stronger) |
| Uninsured deposits | 25.5% (stronger) | 51.0% |
| Offices | 18 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | 4.6% |
Quad City Bank and Trust Company has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 3 and Quad City Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.