Side-by-side · Q2 2026 data
Central Bank vs Rio Bank
Metric by metric
| Measure | Central Bank | Rio Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 51 (stronger) | 50 |
| Loan quality | 82 | 82 |
| Earnings | 95 (stronger) | 56 |
| Funding & liquidity | 45 | 66 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 58th | 40th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 10.07% (stronger) | 10.03% |
| Problem loans | 0.54% | 0.53% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.14% |
| Return on assets | 1.87% (stronger) | 0.91% |
| Loans ÷ deposits | 85.6% | 70.8% (stronger) |
| Uninsured deposits | 41.6% | 35.5% (stronger) |
| Offices | 4 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 7.0% |
Central Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 4 and Rio Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.