Side-by-side · Q2 2026 data
Central Bank vs Wallis Bank
Metric by metric
| Measure | Central Bank | Wallis Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 58 |
| Capital cushion | 51 | 51 |
| Loan quality | 82 (stronger) | 52 |
| Earnings | 95 | 100 (stronger) |
| Funding & liquidity | 45 (stronger) | 34 |
| Problem-loan coverage | 89 (stronger) | 49 |
| Peer percentile | 58th | 17th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 10.07% | 10.10% (stronger) |
| Problem loans | 0.54% (stronger) | 1.43% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.87% | 2.02% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 94.5% |
| Uninsured deposits | 41.6% (stronger) | 43.6% |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
Central Bank has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 5 and Wallis Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.