Side-by-side · Q2 2026 data
Central Bank vs Square Financial Services, Inc.
Metric by metric
| Measure | Central Bank | Square Financial Services, Inc. |
|---|---|---|
| TellerScore | 89 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 100 | 100 |
| Funding & liquidity | 58 (stronger) | 33 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 99th | 95th |
| Total assets | $2.2B | $2.1B |
| Deposits / shares | $1.8B | $559.3M |
| Capital ratio | 15.42% | 65.19% (stronger) |
| Problem loans | 0.47% (stronger) | 0.67% |
| Net charge-offs | 0.14% (stronger) | 14.66% |
| Return on assets | 2.06% | 37.85% (stronger) |
| Loans ÷ deposits | 74.3% (stronger) | 230.0% |
| Uninsured deposits | 39.9% | 30.4% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Central Bank has the higher TellerScore (89 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 4 and Square Financial Services, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.