Side-by-side · Q2 2026 data
Central Bank Illinois vs First Bankers Trust Company, National Association
Bank
First Bankers Trust Company, National Association
Quincy, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Central Bank Illinois | First Bankers Trust Company, National Association |
|---|---|---|
| TellerScore | 55 | 57 (stronger) |
| Capital cushion | 54 (stronger) | 50 |
| Loan quality | 38 | 57 (stronger) |
| Earnings | 59 (stronger) | 47 |
| Funding & liquidity | 71 (stronger) | 69 |
| Problem-loan coverage | 72 | 80 (stronger) |
| Peer percentile | 13th | 16th |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.1B | $1.0B |
| Capital ratio | 10.39% (stronger) | 10.00% |
| Problem loans | 1.85% | 1.28% (stronger) |
| Net charge-offs | 0.75% | 0.05% (stronger) |
| Return on assets | 0.98% (stronger) | 0.68% |
| Loans ÷ deposits | 89.3% | 59.8% (stronger) |
| Uninsured deposits | 9.9% (stronger) | 43.1% |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 9.4% |
First Bankers Trust Company, National Association has the higher TellerScore (57 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Central Bank Illinois leads on 3 and First Bankers Trust Company, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.