Side-by-side · Q2 2026 data
Central National Bank vs Acadiana Medical Federal Credit Union
Credit union
Acadiana Medical Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Central National Bank | Acadiana Medical Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 92 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 38 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 74th | 92nd |
| Total assets | $1.5B | $13.5M |
| Deposits / shares | $1.3B | $10.0M |
| Capital ratio | 9.94% | 25.47% (stronger) |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.42% |
| Return on assets | 2.01% (stronger) | 1.06% |
| Loans ÷ deposits | 91.0% | 60.1% (stronger) |
| Uninsured deposits | 43.6% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
Acadiana Medical Federal Credit Union has the higher TellerScore (92 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 2 and Acadiana Medical Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.