Side-by-side · Q2 2026 data
Central National Bank vs Emprise Bank
Metric by metric
| Measure | Central National Bank | Emprise Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 60 (stronger) | 27 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 73 | 83 (stronger) |
| Funding & liquidity | 66 | 66 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 86th | 40th |
| Total assets | $1.4B | $2.8B |
| Deposits / shares | $1.2B | $2.5B |
| Capital ratio | 11.00% (stronger) | 7.69% |
| Problem loans | 0.01% (stronger) | 0.37% |
| Net charge-offs | 0.15% | 0.08% (stronger) |
| Return on assets | 1.33% | 1.58% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 80.0% |
| Uninsured deposits | 40.5% | 28.2% (stronger) |
| Offices | 29 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 34.6% |
Central National Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 4 and Emprise Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wichita, KS
- Lawrence, KS
- Hays, KS
- Hillsboro, KS