Side-by-side · Q2 2026 data
Central National Bank vs Equity Bank
Metric by metric
| Measure | Central National Bank | Equity Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 65 |
| Capital cushion | 60 (stronger) | 56 |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 73 | 75 (stronger) |
| Funding & liquidity | 66 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 86th | 36th |
| Total assets | $1.4B | $7.7B |
| Deposits / shares | $1.2B | $6.3B |
| Capital ratio | 11.00% (stronger) | 10.64% |
| Problem loans | 0.01% (stronger) | 1.18% |
| Net charge-offs | 0.15% | 0.12% (stronger) |
| Return on assets | 1.33% | 1.37% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 84.4% |
| Uninsured deposits | 40.5% | 27.1% (stronger) |
| Offices | 29 | 81 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 18.4% |
Central National Bank has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 4 and Equity Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.