Side-by-side · Q2 2026 data
Central National Bank vs Fidelity Bank, National Association
Metric by metric
| Measure | Central National Bank | Fidelity Bank, National Association |
|---|---|---|
| TellerScore | 78 (stronger) | 60 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 73 (stronger) | 66 |
| Funding & liquidity | 66 (stronger) | 35 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 86th | 21st |
| Total assets | $1.4B | $3.3B |
| Deposits / shares | $1.2B | $2.6B |
| Capital ratio | 11.00% (stronger) | 9.99% |
| Problem loans | 0.01% (stronger) | 0.75% |
| Net charge-offs | 0.15% | -0.07% (stronger) |
| Return on assets | 1.33% (stronger) | 1.16% |
| Loans ÷ deposits | 65.5% (stronger) | 99.1% |
| Uninsured deposits | 40.5% | 38.8% (stronger) |
| Offices | 29 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 24.9% |
Central National Bank has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 5 and Fidelity Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.