Side-by-side · Q2 2026 data
Central National Bank vs Kaw Valley State Bank and Trust Company
Metric by metric
| Measure | Central National Bank | Kaw Valley State Bank and Trust Company |
|---|---|---|
| TellerScore | 78 | 85 (stronger) |
| Capital cushion | 60 | 67 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 66 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 88th |
| Total assets | $1.4B | $295.8M |
| Deposits / shares | $1.2B | $250.6M |
| Capital ratio | 11.00% | 11.73% (stronger) |
| Problem loans | 0.01% (stronger) | 0.08% |
| Net charge-offs | 0.15% | -0.02% (stronger) |
| Return on assets | 1.33% | 2.17% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 76.9% |
| Uninsured deposits | 40.5% | 27.0% (stronger) |
| Offices | 29 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 2.4% |
Kaw Valley State Bank and Trust Company has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 2 and Kaw Valley State Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.