Side-by-side · Q2 2026 data
Central National Bank vs Southwest National Bank
Metric by metric
| Measure | Central National Bank | Southwest National Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 60 (stronger) | 53 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 73 (stronger) | 65 |
| Funding & liquidity | 66 (stronger) | 48 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 43rd |
| Total assets | $1.4B | $502.1M |
| Deposits / shares | $1.2B | $403.8M |
| Capital ratio | 11.00% (stronger) | 10.32% |
| Problem loans | 0.01% (stronger) | 0.08% |
| Net charge-offs | 0.15% (stronger) | 0.28% |
| Return on assets | 1.33% (stronger) | 1.13% |
| Loans ÷ deposits | 65.5% (stronger) | 106.5% |
| Uninsured deposits | 40.5% | 20.4% (stronger) |
| Offices | 29 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 0.0% |
Central National Bank has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 6 and Southwest National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.