Side-by-side · Q2 2026 data
Central Penn Bank & Trust vs Washington Financial Bank
Metric by metric
| Measure | Central Penn Bank & Trust | Washington Financial Bank |
|---|---|---|
| TellerScore | 67 | 81 (stronger) |
| Capital cushion | 40 | 97 (stronger) |
| Loan quality | 73 | 85 (stronger) |
| Earnings | 84 (stronger) | 66 |
| Funding & liquidity | 74 (stronger) | 51 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 44th | 91st |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 9.01% | 14.75% (stronger) |
| Problem loans | 0.80% | 0.46% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.57% |
| Return on assets | 1.61% (stronger) | 1.15% |
| Loans ÷ deposits | 81.6% (stronger) | 87.2% |
| Uninsured deposits | 18.8% (stronger) | 34.8% |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | 11.0% |
Washington Financial Bank has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Central Penn Bank & Trust leads on 4 and Washington Financial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.