Side-by-side · Q2 2026 data
Central Savings Bank vs Century Bank and Trust
Metric by metric
| Measure | Central Savings Bank | Century Bank and Trust |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 45 | 96 (stronger) |
| Loan quality | 95 (stronger) | 78 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 49 | 67 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 57th | 90th |
| Total assets | $516.8M | $494.0M |
| Deposits / shares | $447.4M | $419.0M |
| Capital ratio | 9.54% | 14.59% (stronger) |
| Problem loans | 0.16% (stronger) | 0.66% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 2.04% (stronger) | 1.85% |
| Loans ÷ deposits | 76.8% | 64.0% (stronger) |
| Uninsured deposits | 45.6% | 40.9% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank and Trust has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Central Savings Bank leads on 3 and Century Bank and Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.