Side-by-side · Q2 2026 data
Centreville Bank vs Somerset Federal Credit Union
Metric by metric
| Measure | Centreville Bank | Somerset Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 84 (stronger) | 75 |
| Loan quality | 40 | 94 (stronger) |
| Earnings | 72 (stronger) | 48 |
| Funding & liquidity | 53 | 85 (stronger) |
| Problem-loan coverage | 80 | 98 (stronger) |
| Peer percentile | 40th | 74th |
| Total assets | $3.2B | $263.3M |
| Deposits / shares | $2.3B | $232.8M |
| Capital ratio | 13.35% (stronger) | 12.51% |
| Problem loans | 1.80% | 0.19% (stronger) |
| Net charge-offs | 0.09% | -0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.69% |
| Loans ÷ deposits | 104.2% | 74.8% (stronger) |
| Uninsured deposits | 17.6% | 8.1% (stronger) |
| Offices | 23 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.4% |
Somerset Federal Credit Union has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Centreville Bank leads on 2 and Somerset Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.