Side-by-side · Q2 2026 data
Centreville Bank vs The Washington Trust Company, of Westerly
Bank
The Washington Trust Company, of Westerly
Westerly, Rhode Island · $1 billion – $10 billion
Metric by metric
| Measure | Centreville Bank | The Washington Trust Company, of Westerly |
|---|---|---|
| TellerScore | 66 (stronger) | 58 |
| Capital cushion | 84 (stronger) | 39 |
| Loan quality | 40 | 74 (stronger) |
| Earnings | 72 (stronger) | 56 |
| Funding & liquidity | 53 (stronger) | 52 |
| Problem-loan coverage | 80 | 87 (stronger) |
| Peer percentile | 40th | 17th |
| Total assets | $3.2B | $6.6B |
| Deposits / shares | $2.3B | $5.4B |
| Capital ratio | 13.35% (stronger) | 8.92% |
| Problem loans | 1.80% | 0.78% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.90% |
| Loans ÷ deposits | 104.2% | 95.0% (stronger) |
| Uninsured deposits | 17.6% (stronger) | 27.1% |
| Offices | 23 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.0% |
Centreville Bank has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Centreville Bank leads on 4 and The Washington Trust Company, of Westerly on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cranston, RI
- Providence, RI
- Narragansett, RI
- Warwick, RI
- North Kingstown, RI
- East Greenwich, RI
- Coventry, RI
- Smithfield, RI