Side-by-side · Q2 2026 data
Century Bank and Trust vs Bank of Hancock County
Metric by metric
| Measure | Century Bank and Trust | Bank of Hancock County |
|---|---|---|
| TellerScore | 87 (stronger) | 81 |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 98 (stronger) | 73 |
| Earnings | 98 (stronger) | 38 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 91st | 68th |
| Total assets | $490.7M | $85.2M |
| Deposits / shares | $435.3M | $71.4M |
| Capital ratio | 11.79% | 20.15% (stronger) |
| Problem loans | 0.07% (stronger) | 0.82% |
| Net charge-offs | -0.01% (stronger) | 0.14% |
| Return on assets | 1.94% (stronger) | 0.46% |
| Loans ÷ deposits | 61.6% | 23.5% (stronger) |
| Uninsured deposits | 28.9% | 7.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank and Trust has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 4 and Bank of Hancock County on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.