Side-by-side · Q2 2026 data
Century Bank and Trust vs Exchange Bank
Metric by metric
| Measure | Century Bank and Trust | Exchange Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 66 |
| Capital cushion | 68 | 69 (stronger) |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 98 (stronger) | 0 |
| Funding & liquidity | 83 (stronger) | 70 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 91st | 31st |
| Total assets | $490.7M | $410.3M |
| Deposits / shares | $435.3M | $358.9M |
| Capital ratio | 11.79% | 11.93% (stronger) |
| Problem loans | 0.07% | 0.03% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 1.94% (stronger) | -0.70% |
| Loans ÷ deposits | 61.6% (stronger) | 84.2% |
| Uninsured deposits | 28.9% | 20.7% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank and Trust has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 4 and Exchange Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.