Side-by-side · Q2 2026 data
Century Bank and Trust vs First State Bank
Metric by metric
| Measure | Century Bank and Trust | First State Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 68 (stronger) | 55 |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 98 (stronger) | 93 |
| Funding & liquidity | 83 (stronger) | 67 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 91st | 68th |
| Total assets | $490.7M | $512.7M |
| Deposits / shares | $435.3M | $444.8M |
| Capital ratio | 11.79% (stronger) | 10.53% |
| Problem loans | 0.07% (stronger) | 0.32% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.94% (stronger) | 1.84% |
| Loans ÷ deposits | 61.6% (stronger) | 93.5% |
| Uninsured deposits | 28.9% | 14.6% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.6% |
Century Bank and Trust has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 6 and First State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.