Side-by-side · Q2 2026 data
Century Bank and Trust vs Magnolia State Bank
Metric by metric
| Measure | Century Bank and Trust | Magnolia State Bank |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 98 (stronger) | 60 |
| Earnings | 98 | 99 (stronger) |
| Funding & liquidity | 83 | 85 (stronger) |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 91st | 91st |
| Total assets | $490.7M | $198.7M |
| Deposits / shares | $435.3M | $167.2M |
| Capital ratio | 11.79% | 15.65% (stronger) |
| Problem loans | 0.07% (stronger) | 1.21% |
| Net charge-offs | -0.01% | -0.06% (stronger) |
| Return on assets | 1.94% | 1.98% (stronger) |
| Loans ÷ deposits | 61.6% (stronger) | 64.2% |
| Uninsured deposits | 28.9% | 25.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 2 and Magnolia State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.