Side-by-side · Q2 2026 data
Century Bank and Trust vs Queensborough National Bank & Trust Company
Bank
Queensborough National Bank & Trust Company
Louisville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Century Bank and Trust | Queensborough National Bank & Trust Company |
|---|---|---|
| TellerScore | 87 (stronger) | 62 |
| Capital cushion | 68 (stronger) | 36 |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 98 (stronger) | 64 |
| Funding & liquidity | 83 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 91st | 27th |
| Total assets | $490.7M | $2.3B |
| Deposits / shares | $435.3M | $2.1B |
| Capital ratio | 11.79% (stronger) | 8.64% |
| Problem loans | 0.07% (stronger) | 0.59% |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 1.94% (stronger) | 1.09% |
| Loans ÷ deposits | 61.6% (stronger) | 67.6% |
| Uninsured deposits | 28.9% (stronger) | 41.0% |
| Offices | 3 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
Century Bank and Trust has the higher TellerScore (87 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 7 and Queensborough National Bank & Trust Company on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.