TellerScore

Side-by-side · Q2 2026 data

Century Bank and Trust vs County National Bank

Bank

Century Bank and Trust

Coldwater, Michigan · $100 million – $1 billion

86of 100
Very strong

Bank

County National Bank

Hillsdale, Michigan · $1 billion – $10 billion

41of 100
Below average

Metric by metric

MeasureCentury Bank and TrustCounty National Bank
TellerScore86 (stronger)41
Capital cushion96 (stronger)43
Loan quality78 (stronger)13
Earnings94 (stronger)60
Funding & liquidity67 (stronger)47
Problem-loan coverage93 (stronger)56
Peer percentile90th2nd
Total assets$494.0M$1.4B
Deposits / shares$419.0M$1.1B
Capital ratio14.59% (stronger)9.34%
Problem loans0.66% (stronger)2.62%
Net charge-offs0.04% (stronger)0.08%
Return on assets1.85% (stronger)1.00%
Loans ÷ deposits64.0% (stronger)101.9%
Uninsured deposits40.9%25.0% (stronger)
Offices613
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—11.9%

Century Bank and Trust has the higher TellerScore (86 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 6 and County National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions