Side-by-side · Q2 2026 data
Century Bank and Trust vs Kalsee Credit Union
Metric by metric
| Measure | Century Bank and Trust | Kalsee Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 96 (stronger) | 56 |
| Loan quality | 78 | 90 (stronger) |
| Earnings | 94 (stronger) | 52 |
| Funding & liquidity | 67 | 72 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 90th | 51st |
| Total assets | $494.0M | $291.5M |
| Deposits / shares | $419.0M | $261.8M |
| Capital ratio | 14.59% (stronger) | 10.60% |
| Problem loans | 0.66% | 0.31% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.51% |
| Return on assets | 1.85% (stronger) | 0.80% |
| Loans ÷ deposits | 64.0% (stronger) | 87.8% |
| Uninsured deposits | 40.9% | 6.7% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.0% |
Century Bank and Trust has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 5 and Kalsee Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.