Side-by-side · Q2 2026 data
Century Bank vs Mobile Educators Credit Union
Metric by metric
| Measure | Century Bank | Mobile Educators Credit Union |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 51 | 82 (stronger) |
| Loan quality | 80 (stronger) | 75 |
| Earnings | 70 | 80 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 40th | 86th |
| Total assets | $566.2M | $113.2M |
| Deposits / shares | $509.2M | $98.2M |
| Capital ratio | 10.12% | 13.20% (stronger) |
| Problem loans | 0.60% (stronger) | 0.74% |
| Net charge-offs | 0.10% | 0.06% (stronger) |
| Return on assets | 1.24% | 1.51% (stronger) |
| Loans ÷ deposits | 76.5% | 13.4% (stronger) |
| Uninsured deposits | 26.0% | 2.0% (stronger) |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | — |
Mobile Educators Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Century Bank leads on 1 and Mobile Educators Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.