Side-by-side · Q2 2026 data
Century Bank vs United Mississippi Bank
Metric by metric
| Measure | Century Bank | United Mississippi Bank |
|---|---|---|
| TellerScore | 69 | 75 (stronger) |
| Capital cushion | 51 | 60 (stronger) |
| Loan quality | 80 | 94 (stronger) |
| Earnings | 70 (stronger) | 66 |
| Funding & liquidity | 72 (stronger) | 71 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 40th | 61st |
| Total assets | $566.2M | $560.7M |
| Deposits / shares | $509.2M | $478.9M |
| Capital ratio | 10.12% | 11.04% (stronger) |
| Problem loans | 0.60% | 0.19% (stronger) |
| Net charge-offs | 0.10% | 0.05% (stronger) |
| Return on assets | 1.24% (stronger) | 1.15% |
| Loans ÷ deposits | 76.5% (stronger) | 85.7% |
| Uninsured deposits | 26.0% | 18.6% (stronger) |
| Offices | 9 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | — |
United Mississippi Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Century Bank leads on 2 and United Mississippi Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.