Side-by-side · Q2 2026 data
Century Bank of Kentucky, Inc. vs Greater Kentucky CU, Inc. Credit Union
Credit union
Greater Kentucky CU, Inc. Credit Union
Lexington, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Century Bank of Kentucky, Inc. | Greater Kentucky CU, Inc. Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 54 | 67 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 100 (stronger) | 27 |
| Funding & liquidity | 85 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 86th | 30th |
| Total assets | $208.1M | $86.5M |
| Deposits / shares | $188.0M | $75.8M |
| Capital ratio | 10.41% | 11.74% (stronger) |
| Problem loans | 0.00% (stronger) | 0.76% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 2.17% (stronger) | 0.17% |
| Loans ÷ deposits | 75.3% (stronger) | 84.9% |
| Uninsured deposits | 14.3% | 12.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank of Kentucky, Inc. has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of Kentucky, Inc. leads on 5 and Greater Kentucky CU, Inc. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.