Side-by-side · Q2 2026 data
Century Bank of Kentucky, Inc. vs The Health & Education Federal Credit Union
Credit union
The Health & Education Federal Credit Union
Lexington, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Century Bank of Kentucky, Inc. | The Health & Education Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 97 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 100 (stronger) | 95 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 99th |
| Total assets | $208.1M | $125.8M |
| Deposits / shares | $188.0M | $104.5M |
| Capital ratio | 10.41% | 17.66% (stronger) |
| Problem loans | 0.00% (stronger) | 0.23% |
| Net charge-offs | 0.00% (stronger) | 0.32% |
| Return on assets | 2.17% (stronger) | 1.87% |
| Loans ÷ deposits | 75.3% | 43.4% (stronger) |
| Uninsured deposits | 14.3% | 2.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
The Health & Education Federal Credit Union has the higher TellerScore (97 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of Kentucky, Inc. leads on 3 and The Health & Education Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.