Side-by-side · Q2 2026 data
Century Credit Union vs Health Care Family Credit Union
Credit union
Health Care Family Credit Union
Saint Louis, Missouri · Under $100 million in assets
Metric by metric
| Measure | Century Credit Union | Health Care Family Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 62 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 19 |
| Earnings | 61 (stronger) | 42 |
| Funding & liquidity | 85 (stronger) | 74 |
| Problem-loan coverage | 97 (stronger) | 78 |
| Peer percentile | 91st | 24th |
| Total assets | $182.0M | $75.2M |
| Deposits / shares | $149.2M | $62.9M |
| Capital ratio | 17.55% (stronger) | 15.80% |
| Problem loans | 0.37% (stronger) | 2.42% |
| Net charge-offs | 0.27% (stronger) | 0.35% |
| Return on assets | 1.03% (stronger) | 0.54% |
| Loans ÷ deposits | 75.2% (stronger) | 86.0% |
| Uninsured deposits | 7.7% | 4.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Century Credit Union has the higher TellerScore (87 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Century Credit Union leads on 6 and Health Care Family Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.