Side-by-side · Q2 2026 data
Century Next Bank vs Community First Bank
Metric by metric
| Measure | Century Next Bank | Community First Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 69 (stronger) | 47 |
| Loan quality | 96 (stronger) | 82 |
| Earnings | 90 | 94 (stronger) |
| Funding & liquidity | 28 | 62 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 68th | 50th |
| Total assets | $916.4M | $781.6M |
| Deposits / shares | $795.3M | $706.8M |
| Capital ratio | 11.95% (stronger) | 9.74% |
| Problem loans | 0.12% (stronger) | 0.54% |
| Net charge-offs | 0.03% (stronger) | 0.28% |
| Return on assets | 1.75% | 1.85% (stronger) |
| Loans ÷ deposits | 83.5% | 75.2% (stronger) |
| Uninsured deposits | 58.5% | 35.7% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 1.8% |
Century Next Bank has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Century Next Bank leads on 4 and Community First Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.