Side-by-side · Q2 2026 data
Century Next Bank vs Resource Bank
Metric by metric
| Measure | Century Next Bank | Resource Bank |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 69 | 78 (stronger) |
| Loan quality | 96 | 98 (stronger) |
| Earnings | 90 (stronger) | 79 |
| Funding & liquidity | 28 | 28 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 68th | 72nd |
| Total assets | $916.4M | $980.7M |
| Deposits / shares | $795.3M | $803.0M |
| Capital ratio | 11.95% | 12.80% (stronger) |
| Problem loans | 0.12% | 0.05% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.75% (stronger) | 1.48% |
| Loans ÷ deposits | 83.5% (stronger) | 102.9% |
| Uninsured deposits | 58.5% | 41.7% (stronger) |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 2.5% |
Resource Bank has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Century Next Bank leads on 2 and Resource Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.