Side-by-side · Q2 2026 data
Chambers Bank vs First Financial Bank
Metric by metric
| Measure | Chambers Bank | First Financial Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 50 |
| Capital cushion | 76 (stronger) | 62 |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 46 (stronger) | 44 |
| Problem-loan coverage | 97 (stronger) | 47 |
| Peer percentile | 91st | 7th |
| Total assets | $1.6B | $2.0B |
| Deposits / shares | $1.3B | $1.7B |
| Capital ratio | 12.57% (stronger) | 11.15% |
| Problem loans | 0.23% (stronger) | 3.64% |
| Net charge-offs | 0.02% (stronger) | 0.21% |
| Return on assets | 1.76% | 2.18% (stronger) |
| Loans ÷ deposits | 86.7% (stronger) | 102.1% |
| Uninsured deposits | 40.2% | 28.2% (stronger) |
| Offices | 24 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | 7.5% |
Chambers Bank has the higher TellerScore (81 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Chambers Bank leads on 5 and First Financial Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mena, AR