Side-by-side · Q2 2026 data
Chambers Bank vs Relyance Bank
Metric by metric
| Measure | Chambers Bank | Relyance Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 76 |
| Capital cushion | 76 | 83 (stronger) |
| Loan quality | 92 (stronger) | 87 |
| Earnings | 91 (stronger) | 69 |
| Funding & liquidity | 46 (stronger) | 39 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 91st | 80th |
| Total assets | $1.6B | $1.4B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 12.57% | 13.27% (stronger) |
| Problem loans | 0.23% (stronger) | 0.40% |
| Net charge-offs | 0.02% (stronger) | 0.02% |
| Return on assets | 1.76% (stronger) | 1.21% |
| Loans ÷ deposits | 86.7% (stronger) | 91.8% |
| Uninsured deposits | 40.2% (stronger) | 41.1% |
| Offices | 24 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | 12.0% |
Chambers Bank has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Chambers Bank leads on 6 and Relyance Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.