Side-by-side · Q2 2026 data
Champlain National Bank vs Fulton Savings Bank
Metric by metric
| Measure | Champlain National Bank | Fulton Savings Bank |
|---|---|---|
| TellerScore | 71 | 88 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 92 (stronger) | 77 |
| Earnings | 56 | 92 (stronger) |
| Funding & liquidity | 63 | 68 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 47th | 92nd |
| Total assets | $497.1M | $492.3M |
| Deposits / shares | $443.9M | $283.8M |
| Capital ratio | 10.87% | 31.44% (stronger) |
| Problem loans | 0.25% (stronger) | 0.70% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 0.90% | 1.79% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 92.0% |
| Uninsured deposits | 37.5% | 4.9% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fulton Savings Bank has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Champlain National Bank leads on 2 and Fulton Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.