Side-by-side · Q2 2026 data
Champlain National Bank vs Wallkill Valley Federal Savings and Loan Association
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | Champlain National Bank | Wallkill Valley Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 59 (stronger) | 42 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 56 (stronger) | 47 |
| Funding & liquidity | 63 | 70 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 47th | 37th |
| Total assets | $497.1M | $485.0M |
| Deposits / shares | $443.9M | $416.7M |
| Capital ratio | 10.87% (stronger) | 9.17% |
| Problem loans | 0.25% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 0.90% (stronger) | 0.68% |
| Loans ÷ deposits | 72.7% (stronger) | 83.6% |
| Uninsured deposits | 37.5% | 20.9% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
Champlain National Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Champlain National Bank leads on 4 and Wallkill Valley Federal Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.