Side-by-side · Q2 2026 data
Charles Schwab Premier Bank, SSB vs Charles Schwab Trust Bank
Metric by metric
| Measure | Charles Schwab Premier Bank, SSB | Charles Schwab Trust Bank |
|---|---|---|
| TellerScore | 84 | 88 (stronger) |
| Capital cushion | 59 | 59 |
| Loan quality | 100 | 100 |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 99th |
| Total assets | $26.6B | $10.5B |
| Deposits / shares | $24.5B | $9.7B |
| Capital ratio | 10.90% | 10.93% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.52% | 2.05% (stronger) |
| Loans ÷ deposits | 0.0% | 0.0% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 5.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Charles Schwab Trust Bank has the higher TellerScore (88 vs 84). On the 5 directional measures above (where higher or lower is clearly better), Charles Schwab Premier Bank, SSB leads on 1 and Charles Schwab Trust Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Westlake, TX