Side-by-side · Q2 2026 data
Charles Schwab Premier Bank, SSB vs Texas Capital Bank
Metric by metric
| Measure | Charles Schwab Premier Bank, SSB | Texas Capital Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 67 |
| Capital cushion | 59 (stronger) | 57 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 81 (stronger) | 61 |
| Funding & liquidity | 100 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 97th | 63rd |
| Total assets | $26.6B | $33.6B |
| Deposits / shares | $24.5B | $29.4B |
| Capital ratio | 10.90% (stronger) | 10.67% |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 1.52% (stronger) | 1.03% |
| Loans ÷ deposits | 0.0% (stronger) | 84.0% |
| Uninsured deposits | 1.6% (stronger) | 37.7% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | 140 |
| Complaints per $1B deposits | — | 4.8 |
| Mortgage denial rate (HMDA) | — | 4.4% |
Charles Schwab Premier Bank, SSB has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Charles Schwab Premier Bank, SSB leads on 7 and Texas Capital Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.