Side-by-side · Q2 2026 data
Charter West Bank vs Equitable Bank
Metric by metric
| Measure | Charter West Bank | Equitable Bank |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 43 | 54 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 82 (stronger) | 64 |
| Funding & liquidity | 43 | 58 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 37th | 50th |
| Total assets | $547.9M | $523.5M |
| Deposits / shares | $486.3M | $448.5M |
| Capital ratio | 9.27% | 10.45% (stronger) |
| Problem loans | 0.26% | 0.01% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.54% (stronger) | 1.10% |
| Loans ÷ deposits | 87.3% (stronger) | 99.9% |
| Uninsured deposits | 42.2% | 16.8% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | 7.1% |
Equitable Bank has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Charter West Bank leads on 2 and Equitable Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.