Side-by-side · Q2 2026 data
Charter West Bank vs Home Federal Savings and Loan Association of Grand Island
Bank
Home Federal Savings and Loan Association of Grand Island
Grand Island, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Charter West Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 43 | 84 (stronger) |
| Loan quality | 91 | 94 (stronger) |
| Earnings | 82 (stronger) | 60 |
| Funding & liquidity | 43 | 65 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 37th | 77th |
| Total assets | $547.9M | $562.9M |
| Deposits / shares | $486.3M | $482.1M |
| Capital ratio | 9.27% | 13.38% (stronger) |
| Problem loans | 0.26% | 0.19% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.54% (stronger) | 1.01% |
| Loans ÷ deposits | 87.3% (stronger) | 91.7% |
| Uninsured deposits | 42.2% | 18.7% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | 9.6% |
Home Federal Savings and Loan Association of Grand Island has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Charter West Bank leads on 2 and Home Federal Savings and Loan Association of Grand Island on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.