Side-by-side · Q2 2026 data
Chelsea Groton Bank vs Coreplus Federal Credit Union
Metric by metric
| Measure | Chelsea Groton Bank | Coreplus Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 76 | 76 |
| Funding & liquidity | 42 | 68 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 93rd | 66th |
| Total assets | $1.8B | $676.5M |
| Deposits / shares | $1.2B | $561.0M |
| Capital ratio | 16.73% (stronger) | 10.96% |
| Problem loans | 0.48% | 0.39% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.26% |
| Return on assets | 1.39% | 1.40% (stronger) |
| Loans ÷ deposits | 110.4% | 92.5% (stronger) |
| Uninsured deposits | 22.4% | 5.6% (stronger) |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 53.8% |
Chelsea Groton Bank has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Chelsea Groton Bank leads on 3 and Coreplus Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.