Side-by-side · Q2 2026 data
Chelsea Groton Bank vs The Washington Trust Company, of Westerly
Bank
The Washington Trust Company, of Westerly
Westerly, Rhode Island · $1 billion – $10 billion
Metric by metric
| Measure | Chelsea Groton Bank | The Washington Trust Company, of Westerly |
|---|---|---|
| TellerScore | 82 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 84 (stronger) | 74 |
| Earnings | 76 (stronger) | 56 |
| Funding & liquidity | 42 | 52 (stronger) |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 93rd | 17th |
| Total assets | $1.8B | $6.6B |
| Deposits / shares | $1.2B | $5.4B |
| Capital ratio | 16.73% (stronger) | 8.92% |
| Problem loans | 0.48% (stronger) | 0.78% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.39% (stronger) | 0.90% |
| Loans ÷ deposits | 110.4% | 95.0% (stronger) |
| Uninsured deposits | 22.4% (stronger) | 27.1% |
| Offices | 13 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 27.0% |
Chelsea Groton Bank has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Chelsea Groton Bank leads on 6 and The Washington Trust Company, of Westerly on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mystic, CT