TellerScore

Side-by-side · Q2 2026 data

Chem Family Credit Union vs Chemco Credit Union

Credit union

Chem Family Credit Union

Anniston, Alabama · Under $100 million in assets

88of 100
Very strong

Credit union

Chemco Credit Union

Mc Intosh, Alabama · Under $100 million in assets

79of 100
Strong

Metric by metric

MeasureChem Family Credit UnionChemco Credit Union
TellerScore88 (stronger)79
Capital cushion100100
Loan quality100 (stronger)91
Earnings39 (stronger)6
Funding & liquidity100100
Problem-loan coverage100 (stronger)99
Peer percentile85th62nd
Total assets$4.1M$5.3M
Deposits / shares$2.9M$4.3M
Capital ratio28.15% (stronger)19.99%
Problem loans0.00% (stronger)0.26%
Net charge-offs0.00% (stronger)1.13%
Return on assets0.47% (stronger)-0.35%
Loans ÷ deposits41.7% (stronger)60.7%
Uninsured deposits0.0% (stronger)0.0%
Offices10
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Chem Family Credit Union has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Chem Family Credit Union leads on 7 and Chemco Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions