Side-by-side · Q2 2026 data
Chem Family Credit Union vs Family Savings Credit Union
Metric by metric
| Measure | Chem Family Credit Union | Family Savings Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 39 | 46 (stronger) |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 85th | 13th |
| Total assets | $4.1M | $1.2B |
| Deposits / shares | $2.9M | $999.6M |
| Capital ratio | 28.15% (stronger) | 8.86% |
| Problem loans | 0.00% (stronger) | 1.03% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 0.47% | 0.65% (stronger) |
| Loans ÷ deposits | 41.7% (stronger) | 96.9% |
| Uninsured deposits | 0.0% (stronger) | 6.8% |
| Offices | 1 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Chem Family Credit Union has the higher TellerScore (88 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Chem Family Credit Union leads on 6 and Family Savings Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.