Side-by-side · Q2 2026 data
Chemung Canal Trust Company, National Association vs Pioneer Bank, National Association
Bank
Chemung Canal Trust Company, National Association
Elmira, New York · $1 billion – $10 billion
Metric by metric
| Measure | Chemung Canal Trust Company, National Association | Pioneer Bank, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 64 (stronger) | 50 |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 76 (stronger) | 50 |
| Funding & liquidity | 43 (stronger) | 41 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 66th | 27th |
| Total assets | $2.8B | $2.3B |
| Deposits / shares | $2.4B | $2.0B |
| Capital ratio | 11.38% (stronger) | 9.97% |
| Problem loans | 0.38% (stronger) | 0.48% |
| Net charge-offs | 0.01% (stronger) | 0.17% |
| Return on assets | 1.40% (stronger) | 0.74% |
| Loans ÷ deposits | 98.9% | 93.1% (stronger) |
| Uninsured deposits | 31.4% (stronger) | 39.0% |
| Offices | 30 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.1% | 24.6% |
Chemung Canal Trust Company, National Association has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Chemung Canal Trust Company, National Association leads on 6 and Pioneer Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.