Side-by-side · Q2 2026 data
Cherokee State Bank vs Central Bank
Metric by metric
| Measure | Cherokee State Bank | Central Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 65 |
| Capital cushion | 80 (stronger) | 51 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 61 (stronger) | 58 |
| Funding & liquidity | 78 (stronger) | 43 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 84th | 36th |
| Total assets | $271.1M | $2.3B |
| Deposits / shares | $218.9M | $1.9B |
| Capital ratio | 13.03% (stronger) | 10.09% |
| Problem loans | 0.00% (stronger) | 0.32% |
| Net charge-offs | -0.11% (stronger) | 0.00% |
| Return on assets | 1.03% (stronger) | 0.96% |
| Loans ÷ deposits | 82.5% (stronger) | 105.6% |
| Uninsured deposits | 15.1% (stronger) | 25.5% |
| Offices | 2 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.5% |
Cherokee State Bank has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Cherokee State Bank leads on 7 and Central Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cherokee, IA