Side-by-side · Q2 2026 data
Chesapeake Bank vs Benchmark Community Bank
Metric by metric
| Measure | Chesapeake Bank | Benchmark Community Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 75 |
| Capital cushion | 62 (stronger) | 48 |
| Loan quality | 92 | 94 (stronger) |
| Earnings | 91 (stronger) | 85 |
| Funding & liquidity | 77 (stronger) | 71 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 91st | 77th |
| Total assets | $1.7B | $1.4B |
| Deposits / shares | $1.5B | $1.3B |
| Capital ratio | 11.18% (stronger) | 9.80% |
| Problem loans | 0.24% | 0.17% (stronger) |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 1.78% (stronger) | 1.63% |
| Loans ÷ deposits | 74.2% (stronger) | 88.9% |
| Uninsured deposits | 23.2% | 7.8% (stronger) |
| Offices | 17 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | 9.1% |
Chesapeake Bank has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Chesapeake Bank leads on 4 and Benchmark Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.